5 Government Schemes Every Rural Family Should Know About
Super Admin 14 Feb 2026
India has some of the world's most comprehensive welfare schemes, but awareness is shockingly low. Here are 5 schemes that can transform a rural family's life:
1. AYUSHMAN BHARAT (PM-JAY)
Free hospitalization up to ₹5 lakh per family per year. Over 55 crore citizens are eligible. Get your card at your nearest government hospital or Common Service Centre.
2. PM KISAN SAMMAN NIDHI
Direct cash transfer of ₹6,000/year (₹2,000 every 4 months) to all small and marginal farmers. No middlemen — money goes directly to bank accounts.
3. PM AWAS YOJANA (GRAMIN)
Financial assistance of ₹1.20 lakh to ₹1.30 lakh to build a house. Priority given to SC/ST, minorities, and families without a pucca house.
4. MUDRA YOJANA
Loans up to ₹10 lakh for small businesses without any collateral. Three categories: Shishu (up to ₹50,000), Kishore (₹50,000-5 lakh), Tarun (₹5-10 lakh).
5. SUKANYA SAMRIDDHI YOJANA
Open a savings account for your daughter with just ₹250. Interest rate of 8.2% — the highest among government schemes. Tax-free returns.
At Anand Kanan, we help families register for these schemes through our awareness camps. Already, 5,000+ families have benefited through our assistance.